![]() |
傳真:010-56632006 郵箱:webmaster@pi2crozon.com |
![]() |
首頁 >> 行業動態 |
地方銀行放貸較快資本充足率壓力上升,個別地方監管允許申請調整MPA參數 |
JU21SHIJIJINGJIBAODAO,JUXI,WEIGULIZHONGXIAOYINXINGFANGDAI,BUFENDIFANGJIANGUANYUNXUZHONGXIAOYINXINGSHENBAODIAOZHENGMPAKAOHECANSHU。 BIRU,DONGNANYANHAIDIQUBUFENYINXINGSHOUDAODIFANGJIANGUANJIGOUTONGZHI,JINNIANKEKAISHISHENQINGDIAOZHENGRONGRENDUCANSHUHEαCANSHU。 JILINSHENGJIANGUANBUMENFABUYIJIAN,DUIYINDAIKUANZENGCHANGJIAOKUAIDAOZHIZIBENCHONGZULVBUDABIAO,DANQITAKAOHEXIANGMUJUNDABIAODEDIFANGFARENJINRONGJIGOU,PINGGUJIEGUOYOUCDANGSHANGDIAOZHIBDANG。DUIPINGGUJIEGUOWEIADANG,DANPINGGUQIDAIKUANTONGBISHAOZENGDEDIFANGFARENJINRONGJIGOU,PINGGUJIEGUOXIADIAOZHIBDANG。 MUQIANYIXIEZHONGXIAOYINXINGZIBENCHONGZULVPIANDI,FEISHANGSHIZHONGXIAOYINXINGBUCHONGZIBENQUDAOKUIFA,ZAIJINNIANNIZHOUQIDIAOJIE、JIADAXINDAITOUFANGLIDUDEQINGKUANGXIA,YIXIEYINXINGZIBENSHUIPINGMIANLINMPAKAOHEYALI。 BUFENYINXINGKESHENQINGDIAOZHENGMPACANSHU 7YUE15RI,DONGNANDIQUYIWEICHENGSHANGXINGRENSHIDUIJIZHEBIAOSHI,GAISHENGBUFENYINXINGRIQIANSHOUDAODIFANGJIANGUANJIGOUTONGZHI,JINNIANKEKAISHISHENQINGDIAOZHENGMPA(HONGGUANSHENSHENPINGGUTIXI)CANSHU,SHEJIRONGRENDUCANSHUHEα(AERFA)CANSHU。 LINGYIYANHAISHENGFENCHENGSHANGXINGFUZERENSHUO,GAISHENGFENZHONGXIAOYINXINGRENGXIANGYIWANGYIYANGSHANGBAO,SHANGWEIJIEDAOTEBIEDEYAOQIUHUOZHENGCE。YOUBUFENCHENGNONGSHANGXINGYIXINGUANFEIYANYIQINGYINGXIANGWEIYOU,XIANGDIFANGJIANGUANJIGOUSHENQINGZANSHIGEIYUZIBENCHONGZULVYIDINGDEKUANXIANKONGJIAN,DANJIANGUANSHANGWEIYOUHUIYING。 CIQIANLUTOUBAODAOCHENG,MUQIANBUYIPANDUANXIADIAOMPACANSHUDEJUTIFANWEI,DANBAOKUOZHEJIANGBUFENXIAOXINGNONGSHANGXINGZAINEIDEDIFANGXINGYINXINGFANGDAIYALIFEICHANGDA。BIJIAOPOQIEXUYAOSHENQINGDIAOZHENGMPAKAOHECANSHUDEZHUYAOSHIYIXIEZIBENCHONGZULVBUGAODEZHONGXIAOYINXING。QUNIANDAIKUANJISHUTAIDI,BUDIAODEHUAHENDUOYINXINGKAOHEJIUZHIJIEDIAODAOCDANG,HENDUOYOUHUIXIANGSHOUBUDAO,FANGDAIYEHUISHOUDAOXIANZHI。 “ZIBENCHONGZULVKAOHESHIBASAIERXIEYIDEHEXINYAOQIUZHIYI,RUGUOJIANGUANBUMENXIAFATONGZHI,HUIGEIWAIJIEYIFANGSONGZIBENKAOHEDEYINXIANG,BUHUIQINGYISHISHI。”SHANGSHUCHENGSHANGXINGFUZERENSHUO,ERMPABENZHISHIJINRONGTIXINEIBUDUIXINDAIZIYUANJINXINGFENPEIDEKAOHEJIZHI,KEYISHIDANGDIAOZHENGCANSHU。 SHANGSHUYINXINGYENEIRENSHIBIAOSHI,YIYOUYINXINGTIJIAODIAOZHENGMPAKAOHESHENQING,DANJIANGUANSHANGWEIZUIZHONGPIZHUN。GAIZHENGCEBINGFEIZHENDUISUOYOUYINXINGDEPUSHIZHENGCE,ZHIMIANXIANGMANZUYIDINGJIANGUANYAOQIU、DUIZIBENCHONGZULVYOUYIDINGYALIDEYINXING。 YANGXINGYU2016NIANQIJIANGCHABIEZHUNBEIJINDONGTAIDIAOZHENGJIZHISHENGJIWEIHONGGUANSHENSHENPINGGU(MPA),CHENGWEI“HUOBIZHENGCE+HONGGUANSHENSHENZHENGCE”SHUANGZHIZHUDEJINRONGDIAOKONGZHENGCEKUANGJIADEZHONGYAOZUCHENGBUFEN。MPAJIANGDUIXIAYIDAIKUANDEGUANZHUTUOZHANWEIDUIGUANGYIXINDAIDEGUANZHU,GUANGYIXINDAIDEFANWEIBAOKUODAIKUAN、ZHAIQUANTOUZI、GUQUANJIQITATOUZI、MAIRUFANSHOUZICHANYIJICUNFANGFEICUNKUANLEIJINRONGJIGOUKUANXIANGDENGZIJINYUNYONGLEIBIE(BUHANCUNKUANLEIJINRONGJIGOUZHIJIANDEMAIRUFANSHOU),CIHOUYOUJIANGBIAOWAILICAINARUGUANGYIXINDAIFANWEI。 MPAKAOHECANSHUDIAOZHENGSHIJIANGUANDIAOKONGXINDAIZIYUANEDEYIZHONGSHOUDUAN,ZAIJINQIJIADANIZHOUQIDIAOJIEDEZHENGCEJIDIAOXIA,GEDIFANGBUTONGCHENGDUTICHUDIAOKONGZHENGCE。 BIRUZAIJILINSHENG,RENMINYINXINGCHANGCHUNZHONGXINZHIXINGDENG9DANWEILIANHEFABU《GUANYUMAODINGWENQIYEBAOJIUYEMUBIAOJINYIBUZUOSHIZUOXIZHONGXIAOWEIQIYEJINRONGFUWUDESHISHIYIJIAN》,QIANGHUAHONGGUANSHENSHENPINGGUNIZHOUQIDIAOJIELIDU。DUIYINDAIKUANZENGCHANGJIAOKUAIDAOZHIZIBENCHONGZULVBUDABIAO,DANQITAKAOHEXIANGMUJUNDABIAODEDIFANGFARENJINRONGJIGOU,PINGGUJIEGUOYOUCDANGSHANGDIAOZHIBDANG。DUIPINGGUJIEGUOWEIADANG,DANPINGGUQIDAIKUANTONGBISHAOZENGDEDIFANGFARENJINRONGJIGOU,PINGGUJIEGUOXIADIAOZHIBDANG。 YANGXINGXIANGGUANFUZEREN7YUE15RIDUIMEITIBIAOSHI,JIEXIALAI,YAOBAZHUYAOYINXINGDEDAIKUANLILVYUDAIKUANSHICHANGBAOJIALILVLPRDEDIANCHANARUHONGGUANSHENSHENPINGGUKAOHE,MIQIEJIANCEZHONGXIAOYINXINGDAIKUANDIANCHABIANHUA。 QIANGHUANIZHOUQIDIAOJIE 7YUE10RI,ZHONGGUORENMINYINXINGFABUJINRONGTONGJISHUJUXIANSHI,JINNIAN1-6YUE,RENMINBIDAIKUANZENGJIA12.09WANYIYUAN,SHEHUIRONGZIGUIMOZENGLIANGWEI20.83WANYIYUAN。CIQIAN,ZHONGGUORENMINYINXINGXINGCHANGYIGANGZAILUJIAZUILUNTANSHANGBIAOSHI,ZHANWANGXIABANNIAN,HUOBIZHENGCEHUANJIANGBAOCHILIUDONGXINGHELICHONGYU,YUJIJIANGDAIDONGQUANNIANRENMINBIDAIKUANXINZENGJIN20WANYIYUAN,SHEHUIRONGZIGUIMODEZENGLIANGJIANGCHAOGUO30WANYIYUAN。 YEJIUSHISHUO,JINNIANSHANGBANNIAN,XINDAITOUFANGYIWANCHENGLEQUANNIANMUBIAODE60%,SHEHUIRONGZIWANCHENGLE69%。DUIYUXIABANNIANRONGZIHEXINDAITOUFANG,ZHONGGUORENMINYINXINGHUOBIZHENGCESIQINGNIANKETIZUZHUANWENCHENG,YINDAOGUANGYIHUOBIGONGYINGLIANGHESHEHUIRONGZIGUIMOZENGSUMINGXIANGAOYUSHANGNIAN,BAOCHIWUJIASHUIPINGJIBENWENDING。 GUANGDAZHENGQUANYANJIUSUOYINXINGYESHOUXIFENXISHIWANGYIFENGBIAOSHI,MPACANSHUDIAOZHENG,JIYAOGENJUHONGGUANJINGJIDEXINGSHI,YEGENJUBUTONGDIFANGYINXINGJINGYINGQINGKUANGJINXINGDIAOZHENG。DIAOZHENGCANSHUZHIHOU,YAOQIUZIBENCHONGZULVSHUIPING、ZHICHITONGYANGGUIMODEXINDAIZENGCHANGHUOZHECHENGDUDESHUIPING,XIANGYINGDEYOUSUOXIAJIANG。ZHEGEYAOQIUDEXIAJIANG,ZHONGYAODESHIWEIZHONGXIAOJINRONGJIGOUZHICHIBENDIXIAOWEIQIYEDEFAZHANTIGONGBIJIAOKUANRONGDEYUDI。YINWEIZHONGXIAOJINRONGJIGOUXIANZAISUIZHUXINDAIDEZENGCHANG、TOUFANG,BENSHENZIBENCHONGZULVDEYALIHUIYOUYIDINGCHENGDUDEZENGJIA。ZAIZHEZHONGXINGSHIXIA,KEYIBABIAOZHUNFANGSONGYIDIAN,RANGTAMENGENGJIJIZHICHIBENDIDEJINRONGHUODONG。 JIUFANGDAINENGLIERYAN,SANDAZHENGCEXINGYINXING、LIUDAGUOYOUYINXING、12JIAGUFENZHIYINXING,ZHANQUANGUOXINDAITOUFANGZONGLIANGDELIUCHENGDUO,LIRUNSHOUYIDAGAIZAIQICHENGZUOYOU。JINSUIQIHOUDECHENGSHANGXING、NONGSHANGXINGXINDAIZONGLIANGBILIPIANXIAO,DANZHEXIEYINXINGJUYOUFUWUBENDIZHONGXIAOWEIQIYEDEYOUSHI,SHIDAXINGYINXINGBUNENGQUANBUFUGAIDELINGYU。 “DIAOZHENGMPACANSHUBENSHENSHIYIGEJIEGOUXINGANPAI,GEIGENGYOUXIUDEYINXINGGENGHAODEFAZHANKONGJIAN,GENGDADELINGHUODU,BUSHIYIDAOQIESHIDEFANGSONG。”WANGYIFENGRENWEI,JIYAOGENJUJINGJIQINGKUANGTIXIANNIZHOUQIDIAOZHENGLIDU,YEYAOKAOLVDIFANGJINRONGJIGOUJINGYINGDEWENJIANXING。ZHEYIWEIZHU,DUIYUBENSHENKECHIXUJINGYINGNENGLIBIJIAORUO、FENGXIANSHUIPINGBIJIAOGAODEYINXING,ZAIZHEGESHIJIANDIANHUANYAODUOFANGDAISHIBUHELIDE。MPACANSHUDIAOZHENGGENGDUOKENENGSHIYAOZHICHIJIANGUANPINGJIBIJIAOKAOQIAN、FENGKONGNENGLIJIAOQIANG、GONGSIZHILIBIJIAOJIANQUANDEJINRONGJIGOU。 CIWAI,“MPACANSHUZONGLIANGSHANGHOUMIANYINGGAIHUANHUIZAISHOUYIDIAN,BAOKUODUIYUTEDINGDEYIXIEQUWEIYINXINGDECANSHUDIAOZHENG,DOUSHUYUJIEGOUSHANGDEANPAI,GENGDUODESHIYAOZUODAODUIYUXIAOWEILINGYU、ZHIZAOYEYIJINENGGOUJIEJUEJIUYEDEJINRONGZHICHIXIANGDUIBIJIAOBORUODELINGYU,GEIYUYIGEXIANGYINGDEZHENGCEFANGSONG。”WANGYIFENGSHUO,CONGSHANGBANNIANDEQINGKUANGLAIKAN,JINRONGZHICHILIDUKUAIYUSHITIJINGJIDEHUIFU。XIABANNIAN,ZHENGTIDEKUANXINYONGMIANLINZHUBIANJISHOULIANDEJIXIANG,HUOBIZHENGCEYEHUIGENGJIAQIANGDIAOLINGHUOSHIDU。
|
【 打印 】 【 關閉 】 【 點擊數 3666 】 |